Well, we have decided to start using separate checking accounts starting with the January 15th paycheck. I think/HOPE this will give me the consistency I need. I will transfer half of the paycheck into my husband's account each payday and we are each responsible for separate bills. I cover the credit cards in my name and he does the same. We have tried to fairly equally split the rest, but I have a little more leeway since I have more debt in my name. He hopes to have leftover to give me sometimes since he knows where most of "my" (our) debt came from, but I'll be happy with just knowing my budget is working. We'll each equally contribute to the Freedom Account. I really really hope this will work out well. I'll keep you updated. My husband's debts have been slowing down a bit and he hasn't had a panic attack in two days!! That's awesome! I hope that keeps up too!
Oh, also, I have dropped my gym membership entirely as we got a Wii with the Wii Fit Plus for Christmas and I will use that to work out.
I am feeling confident with the new year. It's a fresh start and I hope it will stay that way. I need to redo my 2010 goals as well as debt totals, but that will probably be for another day since I hear my baby waking up from her nap.
Thanks, as always, for the continued encouragement to do better! Happy 2010!
Separate Accounts Starting 1/15
January 9th, 2010 at 06:21 pm
January 9th, 2010 at 07:50 pm 1263066621
January 9th, 2010 at 08:52 pm 1263070358
January 9th, 2010 at 09:59 pm 1263074357
Thanks wowitsawonderfullife!