I just double checked our tax status with the online IRS Withholding Calculator and if we don't change anything, we should get $173 in a refund. I'm happy with that. It's not a huge refund nor will we owe, which is what I want. It's not enough of a refund for me to adjust things now. I think the only reason it's coming up as a some surplus instead of a small deficit is because of the money we're losing due to my husband's one week furlough at work and we didn't get a bonus or raise this year. Anyway, one small load off my shoulders. I don't think I need to worry about taxes when they come around this year. (Last year we had to pay about $1000.)