Ok, after all the drama in the last months, these are the latest numbers. Surprisingly only $700 more than when I started blogging last summer. It could be worse...(I'm trying to look at the bright side.)
January 2009
Student Loan #1: $2,116
Student Loan #2: $1,326
Bank of America 1: $8,804
Bank of America 2: $7,824
0% Bank of America 3: $4,321
Chase 1: $2,613
Chase 2: $2,840 ($2,500 at 4% for life of balance)
0% Citi: $1,852
Target: $490
Overdraft: $2,455
401k Loan 1: $710 (Pay off 07/31/2009)
401k Loan 2: $3,918 (Pay off 07/16/2011)
Car Loan: $14,523
DEBT TOTALS
Credit cards & Overdraft: $31,199
Student Loans: $3,442
401K Loans: $4,628 (Not updated since Dec. 2008)
Car Loan: $14,523
THE BIG DEBT TOTAL: $53,792
Total Savings: $666 ($501 awaiting medical bills to arrive, the rest is the newly reinstated Freedom Account)
Total Retirement: $43,554 (Not updated since Dec. 2008)
January 2009 Debt Overview
January 20th, 2009 at 05:09 am
January 20th, 2009 at 06:53 pm 1232477596
At least by seeing it all written down, you should be better able to NOT spend money. I find that knowing where my money ideally should go makes it easier for me to not spend on ultimately un-needed things. I had a real FIRST at Sam's Club last Friday. I purchased 33 grocery items (I didn't even look at books, clothing, or wii games). By doing that I will be able to apply more than anticipated to my debt. A trip to the library took care of the "wants" that I had.