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Home > January 2009 Debt Overview

January 2009 Debt Overview

January 19th, 2009 at 09:09 pm

Ok, after all the drama in the last months, these are the latest numbers. Surprisingly only $700 more than when I started blogging last summer. It could be worse...(I'm trying to look at the bright side.)

January 2009

Student Loan #1: $2,116

Student Loan #2: $1,326

Bank of America 1: $8,804

Bank of America 2: $7,824

0% Bank of America 3: $4,321

Chase 1: $2,613

Chase 2: $2,840 ($2,500 at 4% for life of balance)

0% Citi: $1,852

Target: $490

Overdraft: $2,455

401k Loan 1: $710 (Pay off 07/31/2009)
401k Loan 2: $3,918 (Pay off 07/16/2011)

Car Loan: $14,523


Credit cards & Overdraft: $31,199
Student Loans: $3,442
401K Loans: $4,628 (Not updated since Dec. 2008)
Car Loan: $14,523


Total Savings: $666 ($501 awaiting medical bills to arrive, the rest is the newly reinstated Freedom Account)

Total Retirement: $43,554 (Not updated since Dec. 2008)

1 Responses to “January 2009 Debt Overview”

  1. mom-sense Says:

    At least by seeing it all written down, you should be better able to NOT spend money. I find that knowing where my money ideally should go makes it easier for me to not spend on ultimately un-needed things. I had a real FIRST at Sam's Club last Friday. I purchased 33 grocery items (I didn't even look at books, clothing, or wii games). By doing that I will be able to apply more than anticipated to my debt. A trip to the library took care of the "wants" that I had.

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