Personal Finance Student

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Personal Finance Student
30-ish stay-at-home wife and mother struggling to pay down debt and create a life of financial freedom.

I feel like I have learned a lot about personal finances recently, but I still have a LONG way to go. I will be a lifelong Personal Finance Student at the School of Hard Knocks.

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2008 GOALS

[ ] Pay off overdraft.
[ ] Get our CC debt to under $26K.
[X] Start the $20 Challenge.
[ ] Be consistent in living our budget - no more overdraft!
[X] Get our important life documents in order (will, advanced directive, etc.).
[X] Have baby #2.

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PROGRESS REPORT TO FINANCIAL FREEDOM

Total Debts...November 2008
Credit cards & Overdraft: $29,076
Student Loans: $3,737
401K Loans: $4,628
Car Loan: $15,944 (not updated since 8/08)

Total Savings: $67
Total Retirement: $43,554

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- Date Started: Aug 9, 2008
- Entries: 42
- Comments: 175
- Total Visits: 11,884
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