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Archive for May, 2009

Why Can't We Live Our Budget? (RANT)

May 6th, 2009 at 05:28 am

I am so frustrated! I HATE, absolutely HATE, the situation we are in. The surprises keep coming. We have already paid $240 this pay period (since April 30) from our paycheck to surprises and another $70 or so in money we made off of Craigslist. I am so frustrated. Our budget is doable without these surprises.

Now, we only have $39 in our account to last until the 15th so I had to transfer money from our Freedom Account which I just recently started contributing to again. AARGH!! We can never win! When will this all be over?!!

I totaled all the surprises up as best I could since last May and it's about $15,310! Can you believe that?! (And that's not even counting it all! There's quite a bit I know I can't track for certain so haven't counted it.) $15,310 is just $608 short of being exactly HALF of our credit card debt. $15,310 in addition to the money we HAVE paid towards cards this past year would have definitely put us over half done. I just can't believe the situation we're in. It feels like it'll never end. Over $15,000; that's a good down payment on a house...oh, it just hurts. I know it hurts my husband too and it's causing him health issues. It's got to stop at some point! We started paying these surprises over a year ago! How can they keep popping up?! We're NEVER going to be able to reach our goals of paying off overdraft, "consistently living our budget", much less paying off this debt this way.

I just want to cry and throw up my hands, but what good will that do? It makes me sick that I spent $426 on plane tickets to visit home (haven't been home in over a year) to have surprises continue to come up. I feel almost physically sick to my stomach. Anyway...there's really nothing I can do except try to be optimistic and do the best I can with the money that's left. I really really just hate this all.

Sorry for the rant. It's better to write and rant than cry in front of my family.

$10 Kohl's Coupon = 2 FREE Shirts

May 2nd, 2009 at 11:55 am

So, we got a $10 coupon to Kohl's in the mail. My husband took the kids to Kohl's to spend it while I slept & did some spring cleaning. The fine print said it could only be applied to a $10 minimum purchase, so I told him it'd be nice if he could get as close to $10 as possible. Well, he got two shirts for FREE (one for each child). The total was $10 to the penny, so he didn't pay a thing. Happy day!